Am I required to provide workers' compensation insurance? Essentially, yes. The rule of thumb is that any employer who regularly employs four or more workers full-time or part-time is required to have workers' compensation insurance. There are some exceptions, including agricultural employees, railroads, and railway express companies and their employees, and employers who had a total annual payroll during the previous year of less than $3,000, regardless of the number of workers employed during that period. Also exempt are Textile Hall … [Read more...]
Archives for 2011
Can I be investigated by an insurance company?
What Is A Workers Compensation Investigation? It is estimated that workers compensation fraud costs the country billions of dollars each year. Workers comp fraud is when a worker claims an injury he or she does not have or exaggerates the extent of their injury in order to receive financial damages. What can a worker's compensation investigation do? Workers Comp Insurance companies in South Carolina often hire private investigators to observe injured workers especially in the case of serious injury where the insurance company has more … [Read more...]
Worker’s Death Leads To Citation For Department Of Natural Resources
In Louisiana the Department of Labor & Industries has cited the Department of Natural Resources for five serious safety violations after investigating the death of Samuel Gaydeski, a heavy equipment operator for DNR. The citation carries a possible penalty of $16,650. Gaydeski was found dead beneath his brush-cutter in February. He had been working alone on a logging clearing brush with a 314C Cat excavator that had an attached brush-cutting head. L&I inspectors concluded that Mr. Gaydeski left his excavator running when he jumped … [Read more...]
Worker’s Death Leads To Citation For Department Of Natural Resources
In Louisiana the Department of Labor & Industries has cited the Department of Natural Resources for five serious safety violations after investigating the death of Samuel Gaydeski, a heavy equipment operator for DNR. The citation carries a possible penalty of $16,650. Gaydeski was found dead beneath his brush-cutter in February. He had been working alone on a logging clearing brush with a 314C Cat excavator that had an attached brush-cutting head. L&I inspectors concluded that Mr. Gaydeski left his excavator running when he jumped out of the … [Read more...]
What Benefits Am I Entitled?
What medical treatment and compensation am I entitled? You are entitled to all necessary medical treatment that is likely to lessen your disability. Workers’ compensation generally pays for surgery, hospitalization, medical supplies, prosthetic devices, and prescriptions. Keep in mind that in order to receive these benefits you must go to the doctor chosen by your employer or its insurance representative. You are entitled to compensation at the rate of 66 2/3 percent of your average weekly wage based on the four quarters prior to your … [Read more...]
Insurer Sues Broncos Over Worker’s Compensation Claims
Floyd Little retired from his Hall of Fame career with the Denver Broncos, with loyal fans behind him - and a lifetime of aches and pains ahead. In 2008 Little took advantage of California law’s best kept secrets that allows professional athletes to file worker’s compensation claims in the state even if they have never played for a California-based team. Little argued that his football career had left him with unrelenting aches and pains stemming from two broken collar bones, broken ribs, and multiple concussions during his football … [Read more...]
Lowe’s Employee Dies in Work-Related Accident
A South Carolina man was killed at a Lowe’s Home Improvement Store in south Charlotte on Sunday. Rock Hill resident, Richard Thomas Yoost, 35, died when a garage door struck him, according to Charlotte WCNC.com. Police said Yoost was standing under the door when it fell on him. He was taken to Carolinas Medical Center where he died Sunday morning. Investigators said Yoost suffered severe head trauma. The accident happened in a warehouse next to Lowe’s where customers are not allowed. This is the second workplace fatality at a Lowe’s … [Read more...]
Workers Compensation Insurers to Return $120 Million To The State of New York
According to the New York State Attorney General’s office, the state of New York has entered into an agreement with four insurance groups to return excess collections received for surcharges on worker’s compensation policies. How the Overage Was Created As a matter of law, the Worker’s Compensation Board collects annual fees from worker’s compensation insurers. The workers compensation insurers then pass on the fee to their policyholders through the payment of premiums. For the past ten years, the Workers Compensation Board and … [Read more...]