Who Qualifies for Workers Comp?

South Carolina Workers Compensation Attorneys

Any full-time employee (working for an employer with four or more employees) who has an employment related injury and needs medical attention should be covered under workers’ compensation insurance. It doesn’t matter if the injury was a complete accident or the fault of a co-worker.

The employee MUST notify his or her employer within 90 days of the injury or risk losing the right to benefits under workers compensation. (It is recommended that you record details of your accident and to whom you reported it.)

Migrant and seasonal farm workers are not covered under workman’s compensation insurance.

If it’s been more than 90 days since your work accident occurred, you may need help obtaining benefits for medical treatment and lost wages. You can contact The Strom Law Firm’s work injury lawyers to discuss the facts of your case at no charge.

What are Worker’s Compensation Benefits?

Workers’ compensation insurance benefits to assist the injured employee include:

Medical treatment and other medical expenses (gas mileage, public transportation costs)
Lost wages: 2/3 of an employee’s wages will be paid out after a seven-day waiting period
Compensation for a permanent loss: blindness, loss of limb
Death benefits to spouse and dependents
What qualifies as a work injury?

There are obvious work injuries and not-so obvious work injuries.

Physical injury: an accident such as a fall, chemical burn, cut.
Repetitive injury: an injury acquired by repeating the same acts over and over through work. This could be accumulative hearing loss, debilitating back pain, carpel tunnel, neck pain. It is recommended to report a repetitive injury as soon as you need to seek medical attention for it.
Disease: an occupational disease is one that is acquired because of your job such as lung diseases (ex. Asbestosis) from work environments and hazardous work-related materials, or disease contracted because your work in a hospital.
Mental issues: Mental issues from extreme or unusual work conditions or from an ongoing work injury.

By: Workers Comp Attorney Pete Strom